Tsc Renews Minet Kenya Contract For Teachers Medical Insurance

The Teachers Service Commission (TSC) has extended its partnership with Minet Kenya Insurance Brokers Limited, renewing their contract for the provision of medical insurance for teachers and their dependents for another two years. This decision followed extensive consultations with key stakeholders.

Benefits Overview

The renewed contract retains the comprehensive benefits previously provided since December 1, 2022, with coverage tailored to various job grades:

1. Inpatient and Outpatient Coverage
   • Job Grade B5 (Primary Teacher II):
     • Inpatient: Ksh1 million
     • Outpatient: Ksh150,000
   • Job Grade D5 (Chief Principals):
     • Inpatient: Ksh3 million
     • Outpatient: Ksh450,000
2. Additional Coverage Across All Grades
   • Dental: Ksh45,000
   • Optical: Ksh60,000
   • Maternity: Ranges from Ksh120,000 (B5) to Ksh300,000 (D5)
   • Last Expense: Ksh300,000

Eligibility and Dependents

The cover benefits all employed teachers aged 18 to 65 years, including:

• One spouse.
• Four dependent children (biological or adopted). Coverage extends to children up to 18 years, or 25 years if enrolled in recognized post-secondary institutions. Children with disabilities have no age limit.

Comprehensive Medical Benefits

The medical insurance offers a wide range of services for both inpatient and outpatient care:

1. Inpatient Services
   • Doctor’s fees (physician, surgeon, anesthetist).
   • ICU, HDU, and critical care.
   • Theatre charges, pathology, radiology (MRI, CT scans, X-rays).
   • Radiotherapy, chemotherapy, physiotherapy, and hydrotherapy.
2. Outpatient Services
   • Routine consultations and diagnostics.
   • Chronic and critical condition management (e.g., cancer, kidney failure, HIV/AIDS).
   • Prescribed drugs, physiotherapy, and substance abuse rehabilitation.
3. Maternity Benefits
   • Delivery (normal and cesarean section).
   • Antenatal and postnatal care.
   • Routine immunizations and baby-friendly vaccines.
4. Dental and Optical Services
   • Dental: Consultations, X-rays, root canal, dentures, and deformation surgery.
   • Optical: Lenses, frames, ophthalmic ultrasound, and prescribed surgeries.
5. Emergency and Specialized Care
   • Medical emergency road and air evacuation.
   • International travel and referral allocation.
   • Work-related trauma and rehabilitation.

This renewed partnership underscores TSC’s commitment to safeguarding teachers’ health and well-being through a robust and inclusive medical insurance scheme.